The Ohio FAIR Plan Underwriting Association Claims Department will investigate claims on behalf of the Ohio Mine Subsidence Insurance Underwriting Association (OMSIUA). Claims can be reported using a standard Acord loss form or by electronically submitting the Claim Notice on this web site. Coverage should be verified by the insurance company prior to reporting the claim and a copy of the applicable declaration page covering the date of loss must be forwarded. All correspondence is to be directed to:

         If the claim requires immediate attention, contact should be made by telephone. The phone numbers are (614) 839-6446 or inside Ohio at (800) 282-1772.

         As stated above, this Association will investigate all reported and potentially covered Mine Subsidence losses. Qualified engineers may be requested to provide assistance. The investigation could require subsurface investigation or the use of a survey net if the engineer so determines. See the "Definitions" section of this site for further information on those two investigative tools. Costs of the investigation will be paid by the Mine Subsidence Insurance Fund.

         Claim payments are made directly by the Ohio Mine Subsidence Insurance Underwriting Association from the Mine Subsidence Insurance Fund.

         Mine subsidence loss does not include loss as a result of earthquake, landslide or collapse of storm or drain sewers or rapid transit tunnels. Volcanic eruption and other earth movement are also excluded.

         Losses will be adjusted per occurrence. All damage caused by a single subsidence event or several events which are continuous is considered as one occurrence.

         There can be no abandonment of property to the Ohio Mine Subsidence Insurance Underwriting Association.